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What does COBRA do?
COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Group health coverage for COBRA participants is usually more expensive than health coverage for active employees, since usually the employer pays a part of the premium for active employees while COBRA participants generally pay the entire premium themselves. It is ordinarily less expensive, though, than individual health coverage.


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Long Term Consumer Care, Inc is a full product insurance group based in the Milwaukee, Wisconsin area.  Our products are designed to bring affordable benefits to Unions, Associations, Chambers of Commerce, Businesses, Individuals and groups of all sizes.

We develop many innovative insurance and insurance type products and programs that bring additional opportunities to your agency.  Licensed nationwide, we offer insurance plans by top rated insurance companies - giving our customers the widest selection at the lowest possible price available.  We specialize in short term health insurance plans as an alternative to COBRA Insurance.

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