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Apply Online for Next Day Coverage - COBRA Alternative

Temporary Health Insurance Quote

Standard Security - Liberty Select STM
Length of Coverage: 30 Days to 6 or 12 Months 
A.M. Best Rating: "A" Excellent
Guarantee: 10 Day Return of Premium
Short Term Medical Insurance - Liberty STM

Want health insurance approved within 10 minutes?

  • Get a free, no obligation quote
  • Online application
  • Instant approval if qualified
  • Payment by Credit Card, Check or Automatic Check Withdrawal
  • Print your policy information

Affordable Health Insurance with $2,000,000 Lifetime Maximum Per Insured Person

Important Protection:
Just because you don't have health insurance right now doesn't mean you won't have health problems.

The Liberty STM allows you and your family to purchase high quality, affordable major medical coverage on an intermediate basis. The covered benefits include expenses for doctors services, surgery, out-patient, in-hospital care and prescription drugs.

Eligibility:
You and your spouse (to 64 years and 11 months) who are members of UCSA* and your unmarried dependent children (between age 15 days to 19 or 23 if a full-time student) that live with you may apply for coverage. To be considered for coverage, proposed Insureds must not: a.) have other hospital, major medical, health, governmental, or medical insurance coverage in force that will not terminate prior to the Effective Date of the plan; b.) be pregnant or the expectant father of an unborn child on the Effective Date; c.) have been declined for insurance due to health reasons; or d.) have received consultation or treatment, within the past five years, for any conditions identified on the application. Child(ren) alone can apply and are to use the 0-24 premium rate (male or female, based on their gender) for the youngest child; and the per child rate for each of the child siblings to be insured. The minimum age for a child only coverage is 15 days old. The application must be completed and signed by the parent or legal guardian.

Featuring...

  • $2,000,000 Lifetime Maximum Per Insured person
  • Freedom to choose any doctor or hospital
  • Choice of $250, $500, $1,000, $2,500 and $5,000 deductibles
  • Select to pay monthly or single payment
  • Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft
  • Child only coverage

Perfect for...

  • People between jobs
  • New Employee Waiting Periods
  • Part-Time / Temporary Employees
  • Dependent Child Coverage
  • Collage Students / New Graduates

Next Day Coverage Available!
The insurance can be effective as early as 12:01 a.m. the next day after the transmission date. However, the applicant can choose a later effective date not to exceed 60 days from transmission date. Coverage ends on termination date listed in your policy.

Insured By:
Standard Security Life Insurance Company of NY
Rated A (Excellent) by A.M. Best Reports
A.M. Best ratings range from A++ to D.

Administered By:
Health Plan Administrators, Inc.

 

The Liberty Short Term Health Insurance is underwritten by: The Fairmont Specialty Group.  Temporary health insurance protection for when you are between jobs, laid-off, a temporary or part-time employee or waiting for other health insurance to start. Short term medical insurance can also be used as a low cost alternative to COBRA insurance. 

Short term health insurance is our specialty.  Contact us with any questions you may have concerning temporary health insurance.  We would like to earn your short term health insurance business - Our #1 priority is making sure that you and your family are covered just in case the unexpected happens.

For More Information, Contact: Long Term Consumer Care, Inc.

Toll Free: 1-800-544-9505

Product Availability Varies By State

Copyright© 2008, Long Term Consumer Care, Inc.